10 min read
How to Finance a Dual Occupancy in NSW: What the Lender Is Actually Lending Against
A dual occupancy is financed against three things the owner rarely separates: the land they already hold, a fixed-price building contract, and a valuation of two dwellings that don't exist yet. Which of those the lender leans on, and whether it treats you as a homeowner or a developer, is decided by your exit, not your postcode. A worked example on an R2 block in Corrimal, with the figures kept inside our published ranges.
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